If you are an 18+ year old Canadian and you have a job, then there’s a good chance you qualify for a loan. However, we cannot grant a loan if you have declared bankruptcy or are in the process of declaring bankruptcy.

Easy Loan Express works with you to come up with the best possible repayment solution. We’ve come up with many flexible options that are designed to be convenient and effective for both us and our clients, including postponing loan payments.

From the time you submit your loan application, we’ll send you an answer within 48 hours. For approved loans, a transfer will be made to your bank account and many of our clients receive their money within 1 hour.

You can postpone a payment if necessary, but missed payments without notice will incur a fee for the failed transfer (non-sufficient funds). Long term nonpaying accounts will be sent to a debt collection agency for resolution.

The most common reasons that Easy Loan Express loans are denied are from applicants that are in a bankruptcy process, those that have many recent NSF payments, those that already have too much short-term debt, and those with fraudulent or incomplete applications.