No Credit Checks, No Collateral, No Hassles!
Instant Loans
Discover financial agility with Easy Loans Express-swift approvals, minimal documentation, and transparent terms make our Instant Loans your rapid solution for life’s unexpected expenses. Apply today and experience speed, simplicity, and reliability!
INSTANT LOANS
Get Instant Loans
Navigating the loan landscape can be overwhelming, and we recognize the stress it may bring. That’s why, at Easy Loans Express, our mission is to redefine simplicity and convenience in the loan process. Take a step towards financial ease – access the funds you need today with Easy Loans Express!
Instant Loans are the ultimate answer for those seeking a quick and effortless way to secure funds. Experience the ease of submitting an application within minutes and receiving instant approval. When you’re ready to effortlessly access the financial support you require, turn to Instant Loans for swift and reliable assistance, ensuring you get the funds you need without unnecessary delays.
IMPORTANT QUESTIONS
Frequently Asked Questions
If you don’t see your question answered here, please contact us by phone or email and we’ll be happy to provide a response.
Am I eligible for a loan from Easy Loan Express?
If you are an 18+ year old Canadian and you have a job, then there’s a good chance you qualify for a loan. However, we cannot grant a loan if you have declared bankruptcy or are in the process of declaring bankruptcy.
Can I make monthly loan payments?
Easy Loan Express works with you to come up with the best possible repayment solution. We’ve come up with many flexible options that are designed to be convenient and effective for both us and our clients, including postponing loan payments.
How long does the loan request process take?
From the time you submit your loan application, we’ll send you an answer within 48 hours. For approved loans, a transfer will be made to your bank account and many of our clients receive their money within 1 hour.
What happens if I miss a payment?
You can postpone a payment if necessary, but missed payments without notice will incur a fee for the failed transfer (non-sufficient funds). Long term nonpaying accounts will be sent to a debt collection agency for resolution.
Why was my loan application denied?
The most common reasons that Easy Loan Express loans are denied are from applicants that are in a bankruptcy process, those that have many recent NSF payments, those that already have too much short-term debt, and those with fraudulent or incomplete applications.
Loan Details
Loans are not automatically renewed. To request a renewal, fill out the simplified form. Your credit rating will not be affected if you repay your loan on time. If you cannot repay your loan on time, contact our office to discuss terms. If your payment is returned NSF, an additional fee will be charged
Responsible Lending Policy
Online loan applications are evaluated to ensure and confirm that you, the borrower, have the ability to repay your loan. This means we will:
Verify that your salary or sources of income meet our requirements.
Check that you do not have an excessive number of NSF payments on your bank account.
Determine the amount of your recurring housing expenses and other credit or lease contract payments that may interfere with your ability to repay your loan.
Following this analysis, if your file meets all our criteria, your request will be accepted.
Copyright © 2024 All Rights Reserved. EasyLoanExpress.ca
888-1055 Rue Lucien-L'Allier Montréal Québec H3G3C4 Canada
*Easy Loan Express provides loans up to $1,250 with interest rates ranging from 9.99% to 24%, and terms from 90 days to 180 days. APRs on such loans range between 9.99% to 24%. Your actual rate will depend on a variety of factors such as your credit score and the loan amount. Incase of Non-sufficient funds a $55 service fee will be charged.
An example of borrowing costs paid on a $720 loan with a 3 month (90 Days) repayment period at 24% APR is a payment of $129.76 every 2 weeks, with the total repayment amount of principal and interest being $778.54 and the total cost of the loan (interest only) being $58.54.